Application only construction equipment financing up to $750,000, with same-day credit decisions and same-day funding available
Fort Worth, TX | March 2, 2026 – Equify Financial, an independent commercial finance company serving equipment-driven businesses, today announced the launch of Equify’s Application Only Financing Program for use by heavy equipment dealers. This program is a streamlined financing solution built to help equipment dealers close deals faster and give qualified buyers a practical alternative and complement to traditional financing.
Designed for the pace of heavy equipment sales, the Dealer Financing Program supports transactions up to $750,000 for new and used equipment, with same-day credit decisions and same-day funding available. The program reduces unnecessary friction, shortens the path to “approved,” and helps dealers keep buyers moving from quote to equipment on the job.
“Timing matters in equipment,” said Pat Hoiby, CEO of Equify Financial. “When a buyer is ready, the financing should be ready too. Our Dealer Financing Program is built to deliver faster answers and a cleaner path to funding, especially for operators who need additional options beyond existing lending channels.”
Built for Dealer Velocity and Buyer Flexibility
Equify’s Dealer Financing Program is structured to support speed while maintaining disciplined credit standards. Key benefits include:
- Faster credit decisions, including same-day decisions for complete submissions
- Same-day funding available on qualifying transactions
- A dealer-friendly workflow designed to reduce back-and-forth and keep deals moving
- More consistent execution from approval through documentation and funding
How the Dealer Financing Program Works
The Dealer Financing Program provides a simplified financing lane for qualifying heavy equipment transactions. Dealers submit streamlined deal information to support timely decision-making and a smoother path from approval to funding.
Program parameters include:
- Maximum amount: Up to $750,000
- Turn time: Same-day credit decisions, for complete submissions
- Funding: Same-day funding available on qualifying transactions
“As we expand our dealer network, this next phase delivers clarity and certainty for dealers and customers at the point of sale,” said Ritzon Fernandez, SVP of Sales at Equify Financial.
To request more information about Equify’s Dealer Financing Program, contact Jacqueline Curb, Marketing Director at Jacqueline.curb@equifyllc.com or visit https://equifyfinancial.com/dealer-success-kit/.
About Equify
Equify Financial is an independent commercial lender providing equipment financing and working capital solutions to businesses across construction, transportation, manufacturing, waste and recycling, and other essential industries. Known for its relationship-first approach and real-world credit expertise, Equify helps operators access flexible capital with speed, clarity, and accountability.
Media Contact:
Jacqueline Curb
Marketing Director
Jacqueline.curb@equifyllc.com | 817-850-5362