Unlock the Power of Your Assets with Equify Business Funding
Equify Business Funding delivers tailored financial solutions to meet your business’s unique needs. Our efficient underwriting process minimizes wait times, providing you with quick access to funds. As a smaller, agile company, we also offer the personalized service and competitive terms that help your business thrive.
Unlock Immediate Cash Flow
At Equify Business Funding, we offer three flexible solutions designed to address your immediate financial needs. Select an option to learn more.
Factoring
With factoring, you can turn your accounts receivable into more immediate cash. We purchase your outstanding receivables at a discount, providing you with the funds upfront, so you don’t have to wait to get paid. This means you can manage your cash flow more effectively, take on new opportunities, and ensure consistent operations—no more waiting for payments.
- How it works: You sell your invoices (accounts receivable) to Equify Business Funding at a discount.
- Key idea: You get cash upfront for your invoices as we wait to collect the money from your customers.
- Who uses it?: Companies with cash flow gaps because customers take 30, 60, or 90 days to pay.
Accounts Receivable Finance
If you have a healthy accounts receivable flow and need access to working capital, it is the main consideration in the application for working capital.
- How it works: You use your company’s accounts receivable as collateral for a loan. Equify Business Funding gives you cash based on a percentage of the asset’s value.
- Key idea: You can leverage accounts receivable to gain access to working capital.
- Who uses it?: Companies with mass products or component quantities that need cash for expansion or working capital but want to avoid traditional loans.
Asset Based Lending
You can leverage your accounts receivable or inventory for access to working capital while allowing the business to continue operating without the need to sell off assets.
- How it works: You use your receivables (invoices) or inventory (parts and/or products) as collateral for a line of credit. Equify Business Funding advances funds based on the value of these assets.
- Key idea: You use the money that customers owe you to create a pool of funds you can borrow from.
- Who uses it?: Businesses with accounts receivable being a central asset that need a more flexible financing option.
Industries We Serve
Equify Business Funding specializes in a number of industries to include transportation, staffing, and manufacturing, offering funding solutions to overcome industry-specific challenges and achieve your goals.
Long haul or short haul, the transportation industry demands a constant flow of resources. Equify Business Funding understands that fluctuating fuel costs, seasonal demand, and unexpected repairs can disrupt your cash flow. We offer rapid turnaround times on financing solutions, empowering you to seize new opportunities and address urgent financial needs.
Here’s how we help:
- Manage cash flow: Bridge the gap between invoices and expenses, ensuring you have the resources to continue operating smoothly.
- Invest in new equipment: Secure funding for new trucks, trailers, or maintenance needs, keeping your fleet in top condition.
- Expand your operations: Take on new contracts or expand your service area with the financial backing you need.
Long haul or short haul, the transportation industry demands a constant flow of resources. Equify Business Funding understands that fluctuating fuel costs, seasonal demand, and unexpected repairs can disrupt your cash flow. We offer rapid turnaround times on financing solutions, empowering you to seize new opportunities and address urgent financial needs.
Here’s how we help:
- Manage cash flow: Bridge the gap between invoices and expenses, ensuring you have the resources to continue operating smoothly.
- Invest in new equipment: Secure funding for new trucks, trailers, or maintenance needs, keeping your fleet in top condition.
- Expand your operations: Take on new contracts or expand your service area with the financial backing you need.
In the competitive world of staffing, securing top talent and managing payroll can be a constant battle. Equify Business Funding provides the financial resources you need to invest in your business and attract the best candidates.
Here’s how we help:
- Meet Increased Demand: Secure funding to scale your staffing solutions and meet the needs of your growing client base.
- Invest in Technology: Upgrade your systems for streamlined operations and improved efficiency.
- Improve Cash Flow: Bridge the gap between client payments and employee payroll, ensuring smooth financial operations.
The ever-changing landscape of manufacturing demands adaptation and innovation. Equify Business Funding offers tailored financing solutions to help you invest in new technology, improve production processes, and optimize your bottom line.
Here’s how we help:
- Upgrade Equipment: Secure funding for new machinery, tools, and automation systems to enhance your production capabilities.
- Manage Inventory: Access capital to maintain a healthy inventory level and meet customer demands.
- Optimize Operations: Invest in process improvements and efficiency upgrades to drive growth and profitability.
Why Choose Equify Business Funding?
Speed to market
Our time to proposal letter issuance far surpasses industry standards, allowing our clients to benefit from accelerated approval and funding.
impact capital
We are in this with our customers for the long game. We go into every client relationship with the expectation that we are partnering for decades, not months or years. As such, we help our customers discover and implement sustainable financial strategies with true growth potential.
Reputation & Strength
As a division of Equify Financial and with a team of seasoned financial professionals, we have a deep commitment to sound financial practices, prudent risk management, and robust portfolio. This strong financial foundation allows us to offer our clients comprehensive, tailored solutions.
Dedicated Support
We are passionate about customer service and committed to ensuring that your needs are met efficiently and with care. Our dedicated team provides quick, responsive support, and with no rigid hierarchy, you have direct access to our leadership, ensuring that your concerns are addressed promptly and personally.
Ready to take your business to the next level?
Our team of experts is dedicated to helping you achieve your financial goals with personalized solutions. Connect with us today and discover how Equify Business Funding can unlock your business’s potential.