Portfolio Risk Analyst

About us:

Company Information: Equify Financial is a privately-owned, independent specialty finance company based in Fort Worth, Texas. We tailor and personalize our services for each client to build a strong relationship and a strong future for their business. We are an independent, collateral-based lender that can service customers at every financial stage of their business. With over 180 years of combined experience in the equipment finance industry, we can provide an extensive amount of knowledge and an in-depth understanding of our customers’ financial circumstances. We help our clients identify areas of growth and find creative solutions that bring more capital to their businesses. 

LinkedIn: https://www.linkedin.com/company/equifyfinancialllc/ 

Website: www.equifyfinancial.com 

Position Summary: 

We are looking for a Portfolio Risk Analyst that will provide critical support across the organization through reporting and advanced analytics of the loan portfolio that will capture real-time actionable data to guide decision making. In this role, you will be critical to our company’s growth. The primary responsibility of this position is to collect, analyze, and connect large volumes of data from disparate sources, extract insights, and identify opportunities to control risk, increase sales and improve profitability. 

Key Roles/Responsibilities:  

• Integrate disparate sources of data and prepare forecast and analyses of the loan portfolio using various software programs or statistical programming languages (e.g., Excel, SQL, Python, R).
• Manage large, complex data sets and support the reporting requirements across the organization providing actionable and real-time data in a highly visual format (dashboards) to key stakeholders.
• Work closely with Credit and Customer Service teams in preparing portfolio performance presentations and creating fact-based portfolio management strategies.
• May be required to perform other duties as assigned or as needed. 

Required Education, Experience, and Qualifications:  

• Bachelor’s degree (B.A) in Actuarial Science, Statistics, Business Analytics, Data Science, or Information Management, or related field or equivalent from a four-year university.
• CFA preferred.
• 5+ years in an Analyst role with experience in database management, loan portfolio management, and risk analytics or related experience and/or training.
• Prefer experience in working for a commercial equipment finance company.
• Experience in data warehousing and importing/exporting data to various databases and applications.
• Experience in using data visualization tools (e.g., Microsoft Power BI).
• Experience with Microsoft Dynamics NAV (a.k.a. Navision, Microsoft D365) ERP software a plus.
• Strong analytical skills with the ability to collect, organize, analyze, and disseminate information with attention to detail and accuracy.
• Solid business intelligence and reporting development experience, preferably within a data lake environment.
• Exceptional team player with the interpersonal skills needed to work effectively in a cross-functional team setting, earn team confidence quickly and facilitate change.
• Thrives in a fast-paced environment with the ability to manage multiple tasks and evolving priorities.
• Critical thinker and team player with the ability to inspire others to collaborate through own example.
• Strong people skills: able to work with a wide variety of personalities.
• Strong communication skills; persuasive, and willing to share research and knowledge with the team. 

Working Conditions:  

• Prolonged periods sitting at a desk and working on a computer.
• Must be able to lift 15 pounds at times.
• Positions self to install equipment, including under desks.
• Moves throughout the building to access files.
• Must be able to comprehend and follow written and oral instructions.  
• Must be able to complete tasks even with frequent interruptions.  
• Must be able to use discretion and independent judgment as needed.  
• Must be able to speak clearly on the phone and to fellow workers. 

This job description should not be interpreted as an exhaustive list of responsibilities or as an employment agreement between the employer and employee. The above statements are intended to describe the general nature and level of work being performed by employees assigned to this classification and is subject to change as the needs of the employer and requirements of the job change.  Any essential functions of this position will be evaluated as necessary should an employee/applicant be unable to perform the functions or requirements due to a disability as defined by the Americans with Disabilities Act (ADA). Reasonable accommodation for the specific disability will be made for the employee/applicant when possible.